🐶 Meet Boston Dynamic’s Talking Dog

GM Money Masters, 👋

Robotic tech is advancing at warp speed, bringing sci-fi dreams to life.

Boston Dynamics has just released a video, showcasing their yellow four-legged metal baby taking the role of a tour guide, and it talks like a British butler!

Of course, all of these technological advancements need some serious hardware. It’s a good thing that Micron Technology is building a $15 billion chip fab plant in the US.

If you think Elon Musk is out of crazy ideas, he is about to turn the financial system upside down. He is giving his X (Twitter) staff a year to make traditional banking a thing of the past.

Now that you have the skinny, let’s dive into the nitty-gritty. 🪂


  • Spot – Boston Dynamic’s Four-Legged Wonder
  • Micron to Build Biggest Chip Fabrication Plant in the US
  • Are You Ready to Ditch Your Bank for Elon’s X?

🦮 Spot – Boston Dynamic’s Four-Legged Wonder

Meet Spot, Boston Dynamics’ fur… Err metal baby. It can walk, dance, perform dangerous tasks, and even talk! The robotics company recently posted a video in which the robot dog demonstrated its capability to act as a tour guide while sporting a British accent.

While its furry and organic counterparts are taught tricks by giving treats, Spot was “trained” by ChatGPT. It uses a gripper to simulate mouth movements while answering. A camera gives Spot the ability to get visual information before generating a response.

Our pets probably only have one personality, but Spot has several. If you are feeling a bit poetic, then this amazing robot can talk like Shakespearean actors, or if you prefer it bubbly, then a teenage persona can also be selected.

Currently, the Boston Dynamic robot is used in the industrial sector to perform dangerous tasks like inspecting power stations or oil rigs. Plugging it into an AI to generate speech is a next-level upgrade, which could expand the industries it services.

Boston Dynamics used to be under Alphabet (NASDAQ: GOOGL) before being acquired by Softbank (TYO: 9984) and was eventually transferred to Hyundai (KRX: 005380).

If you want a new pet minus the clean-up and would spook the hell out of any intruder, then Spot can be had for a cool $74,500.

🏭 Micron to Build Biggest Chip Fabrication Plant in the US

Nowadays investing in the tech industry means looking for makers of processors or graphic processing units (GPUs), like Nvidia or Intel. The advent of AI played a role in driving up the demand for powerful hardware. However, there is another component that is as important as processors and GPUs – memory chips. Micron Technology (NASDAQ: MU), the sole memory manufacturer in the US, is setting up the biggest chip fabrication plant stateside.

The new $15 billion fab plant will be constructed in Boise, Idaho. It will be the first memory manufacturing plant in the US in 20 years. It will be constructed next door to Micron’s research and development facility. With the new factory, the US will account for 15% of global memory production by the end of the decade.

Micron is one of three companies that make 90% of the world’s dynamic random-access memory or DRAM. The top two are Samsung and SK Hynix, both based in South Korea.

The investment was made possible, because of the Chips and Science Act, which was approved by Congress in 2022. It aims to boost the domestic production of semiconductors. Wow, lawmakers actually made a law that matters!

🏦 Are You Ready to Ditch Your Bank for Elon’s X?

Tech billionaire Elon Musk wants all hands on deck to transform X (formerly Twitter) into a super financial app that takes over our entire financial life. He has already made known his plan of making X an “everything app,” but apparently, it will be more powerful than expected.

When we think of payments, we think of Venmo, Cash App, or PayPal, but Musk envisions X as more than just an app to transfer small payments. Rather, he wants the social media platform to take over our entire financial life.

“If it involves money, it’ll be on our platform. Money or securities or whatever. So, it’s not just like send $20 to my friend. I’m talking about, like, you won’t need a bank account.” – Elon Musk

Who knew that banking, investing, paying, and tweeting in one app is a genius idea? Social media is already influencing our buying and investing behaviors; it might as well be the same platform where we invest and spend.

Musk is no stranger to payment platforms since he is one of the co-founders of PayPal. In fact, the $180 million he got from the sale of the payment app was used to launch his other companies, like Tesla and SpaceX.

Elon’s successes in his other companies should rub off on his big plans for X. Traditional banks should be shaking in their boots by now.

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“One way to understand human progress is to look at how technology has made products and services – once reserved for the elite – progressively more accessible and affordable.”

– Dan Schulman, PayPal CEO

$1.2 Trillion. The Magnificent Seven of the S&P 500 has shed $1.2 trillion since their peak value in July 2023. The sell-off is said to be triggered by investor’s concern about rate hikes and higher bond yields. The Magnificent Seven is composed of Apple (NASDAQ: AAPL), Microsoft (NASDAQ: MSFT), Alphabet (NASDAQ: GOOGL), Amazon (NASDAQ: AMZN), Nvidia (NASDAQ: NVDA), Meta (NASDAQ: META), and Tesla (NASDAQ: TSLA). Apple alone lost around $500 billion in value. 🫠

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Google (NASDAQ: GOOGL) maps have been updated. Updates include improving the EV charging feature, which now includes when the station was last used. This minimizes the chance of going to a non-working station. Google Maps now also allows users to search for “things to do” and will suggest popular activities nearby. Full story

Google (again) is doubling down on Anthropic, OpenAI’s challenger. The search giant has already committed $500 million but promised to add up to $1.5 million over time. That is a lot of dough for Anthropic, most especially when Amazon has already decided to pump $4 billion in a separate deal. Full story

Google (yup, again) has allegedly paid a whopping $26 billion to make sure it will be the default browser on devices in 2021. A company executive revealed this during the Justice Department’s antitrust trial. Full story

G7 countries will agree on a code of conduct for companies that develop AI. The code of conduct is a voluntary set of principles and guidelines that “is meant to help seize the benefits and address the risks and challenges brought by these technologies”. It also urges developers to identify, evaluate, and mitigate AI-associated risks. Full story

CRISPR Therapeutics (NASDAQ: CRSP) and Vertex Pharmaceuticals (NASDAQ: VRTX) sickle cell disease therapy need more studies, according to US FDA reviewers. The therapy, called exa-cel, uses a gene-editing technology called CRISPR to modify the patient’s stem cells. The reviewers did not question the efficacy of exa-cel, which has shown promising results in clinical trials. However, they raised concerns about potential risks and immune reactions associated with the treatment. Full story

Amazon (NASDAQ: AMZN) is already locked and loaded for the holiday season. It will be using generative AI as its secret weapon. The online retail giant will be using AI to power its targeted ads, which are designed to entice shoppers to the platform. Generative AIs will also be used to create better product images. Full story

The NASDAQ is showing a fractal pattern similar to what happened before the Dot-com bubble popped. The question is if history will repeat itself.

Elon’s vision of creating an all-in-one app is similar to how the modern-day smartphone has replaced a lot of devices. Our phones take pictures, play videos, and browse the internet. There was a time when you needed separate devices for each activity. Now, the X app is envisioned to be the “everything app” and that includes making banks obsolete.

Instead of just using X for social media activities, it will also become our banker and investment broker. However, just like the “One Ring” in The Lord of the Rings, it could become an issue. Monopolizing all aspects of any industry will not sit well with regulators. Also, is it a good idea to let one company handle all of your money?

Will you exchange your bank and investment broker for X?

Let us know by replying with a YES or NO to this email.

Thanks for reading, and may your investments thrive. 🙂


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